SBANK.ch connects Swiss, French and African companies to E-Pay Space's BaaS infrastructure, delivering tailored payment solutions. No regulatory burden. No proprietary infrastructure.
SBANK.ch acts as the exclusive mandated commercial agent of E-Pay Space, a licensed French fintech. We manage the entire commercial cycle and onboarding, giving you access to a premier banking infrastructure without needing your own license.
Access to E-Pay Space's EMI license (ACPR + Malta FSA) with no regulatory procedures of your own.
Full commercial, technical and contractual support from A to Z across Switzerland, France and Africa.
Program live in 3 to 6 months, for one tenth of the cost of an internal build.
All solutions below are delivered by E-Pay Space, a licensed e-money institution. SBANK.ch handles distribution and support in Switzerland and internationally.
Physical and virtual Visa & Mastercard cards, nominal, white label or co-branded, open or closed loop. 26 currencies.
Multi-currency e-wallets, VIBAN, outbound transfers, P2P transfers, automated top-up rules.
Automated onboarding, document verification, AML/PEP/sanctions screening. GDPR compliant.
Digitised cards linked to e-wallets, contactless payments, real-time management.
Fully branded program: web interface, mobile, custom cards, configurable 4th line.
Full integration into your existing environment or turnkey sites. Proprietary Linux/C++ development.
Transaction reports, reconciliation, regulatory statements, data analytics.
Data hosted in France, Tier 4 datacenters, PCI-DSS, high availability.
SBANK.ch supports companies at various stages of development across three priority geographic zones.
SBANK.ch's domestic market. Supporting companies, family offices, fintechs and institutional structures deploying payment programs in CHF and EUR.
Commercial relay of E-Pay Space for companies in the European and SEPA zone not yet in direct relationship with the platform.
Our strategic area of expertise. Payment solutions tailored to emerging markets, connected to telecom operators, institutions and local banks.
Payment services, e-money issuance and the associated licenses are held and operated exclusively by E-Pay Space SAS, an e-money institution licensed by the Autorité de Contrôle Prudentiel et de Résolution (ACPR, Banque de France) and by the Malta Financial Services Authority (MFSA). SBANK.ch (operated by SCS World Sàrl, CHE-110.120.563) acts exclusively as a mandated commercial agent and holds no financial, banking or payment license of its own. The information presented on this site describes services made accessible via E-Pay Space's infrastructure, under a duly established commercial mandate.
Looking to deploy a payment program, issue cards under your brand, or integrate BaaS solutions into your offering? We support you from the first discussion to go-live.